Welcome to My Lending Experts.
I’m Rich Ulvild and I’m here to help.
My job is to help you accomplish your financial goals and your home ownership dreams. With 18+ years of experience, I am able to provide the best mortgage products through all of the Canadian broker channel lenders. I can assist whether you are a first time buyer, over the age 55 and looking for a lifestyle mortgage, or somewhere in between.
Over 55? I can arrange a Lifestyle mortgage best suited for you.
What is a Lifestyle mortgage?
A Lifestyle mortgage, also known as a reverse mortgage, is designed for Canadians who are 55 and older. The goal is to allow these individuals to tap into the equity of their home to assist in comfortable financial living. However, the difference is that once a reverse mortgage is in place, borrowers are not required to make regular payments. This provides access to a considerable inflow of cash, with the flexibility of optional payments. The only time payment will be required is when you sell or move out of your home.
Find your financial freedom.
With a reverse mortgage, you’ll be able to live in the home you love and enjoy a comfortable lifestyle. It allows you the ability to access the equity in your home tax free to use however you wish, including:
• Relieve financial pressure
• Cover healthcare expenses
• Home renovations / improvements
• Early inheritance
• Assist a family member or friend
• Alleviate debt
• Buy a vacation property
• Travel
• Preserve investments
• Increase cash flow
Worried about using your equity?
Remember, you still own your home and historically your home will continue to increases in value, therefore maintaining your equity.
It can be challenging to understand mortgage financing, but with me here to help you, it doesn't have to be. Here’s the process!
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1. Let's talk and create a plan for you
We’ll walk through what is important to you and what you’d like to achieve. Together we’ll go through the options available to you and decide the best course of action.
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2. Let's start your application
Once the application is completed, we’ll gather and examine your supporting documents and confirm the best lenders for your situation.
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3. Leave it to me to handle the rest
I will work with the lender to get your mortgage approved and finalized. You’re in safe hands, I’ll keep you updated every step of the way!
As seen in the recent issue of Peace Arch News - page 8.
Have questions? Want to learn more?
Give me a call at:
(604)-803-1456
Send me an email at:
rich@mylendingexperts.ca
Or send me a message below and I’ll follow up with you right away.
Rich Ulvild
Accredited mortgage professional with Xeva Mortgage
